Get a 5% discount on all Cigna Global IPMI plans enrolled between now and
MARCH 31ST 2020.

Living in a time of change, you want to be certain of receiving the highest level of care anywhere in the world!

Cigna Global Individual Private Medical Insurance is offering just this, and together with AVC Health, we are bringing an introductory offer to all new customers for a limited period of time only, so join us today.  

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ABOUT CIGNA GLOBAL INDIVIDUAL PRIVATE MEDICAL INSURANCE

on call

The specialised Customer Care team is available to you 24/7 365 days.

They will help you with any customer queries and support with accessing treatment, processing claim and much more.

flexible

All customers are unique so your plan should be the same.

You have the option to tailor your plan to fit your budget and the needs of you and your family.

multi-lingual

With Multi-lingual capabilities you can access services, policy documents and more in your preferred language.

online

An online secure Customer Area allows you to manage and access your plan anywhere, anytime.

You can find health providers and track claims at your own convenience.

Cigna Global Individual Private Medical Insurance (IPMI) in focus:

Benefits of the Core cover &
optional modules in detail: 

Cigna Global offers a true IPMI product.

IT is not a clinic subscription.

International Outpatient covers you comprehensively for outpatient care, such as consultations with specialists, prescribed outpatient drugs, pre-natal and post-natal care, physiotherapy, and much more.

International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that the treatment is not available locally in an emergency.

With a large global network of health providers and partners, where possible, we will arrange to pay your hospital, clinic or doctor directly.

However, if you have chosen a deductible, you must pay this amount yourself.

Cigna Global covers costs for nursing care and accommodation whilst a beneficiary is receiving inpatient or daypatient treatment; or the cost of a treatment room while a beneficiary is undergoing outpatient surgery, if one is required.

International Vision and Dental pays for the beneficiary’s routine eye examination and pays costs for spectacles and lenses.

It also covers a wide range of preventative, routine and major dental treatments.

You can access our data base of health providers for which we can arrange direct billing.

Cigna Global IPMI is a worldwide solution for globally mobile individuals who seek the highest level of care home and away.

about us

WHY choose CIGNA?

We combine years of experience in private medical insurance with an understanding of the service and customer care you need. We then add the flexibility to create an insurance plan that works for you.

Cigna International serves over 160 million customers worldwide and provides access to a global network of over 1 million trusted hospitals, clinics and doctors, in over 200 countries and territories.

We work in the spirit of true partnership to change lives —keeping you healthy with preventive care, simplifying access to health care, and helping you recover from illness or injury to provide for your families.

When it comes to you, our customers and their families, we’re in this together, all the way. 

Everything we do is driven by our mission to help improve the health, well-being and peace of mind of those we serve.

Our customers choose us because Cigna gives them all of the following:
- Access to our network of trusted hospitals, physicians and other healthcare professionals.
- The flexibility to tailor a cost-effective plan to suit their individual needs.
- Making sure our Customer Care Team is always available to speak with you day and night.
- The reassurance of our experience in delivering international healthcare.
- Access to our unique Global Health Assist service to provide full medical support. 
There are MANY different reasons you might need a Cigna Global plan. Here are a few:
- The quality of your local country’s healthcare system does not meet your standards or needs.
- Or, even if you are to find good quality local healthcare, it’s too expensive.
- You find the local healthcare system confusing or a struggle due to language or cultural barriers.
- Your country of residence requires you to have international private medical insurance. 
Cigna Wellbeing™ App- connect for a healthier lifestyle 
At Cigna Global IPMI we know you’re busy balancing the demands of a hectic work schedule and active personal life which can leave little time for you and your health. With the new Cigna Wellbeing™ App, we’ve made taking care of yourself a lot easier.

- Real time video and telephone consultations with licensed and credentialed doctors, wherever the customer is in the world*
- The ability to measure, monitor and better understand your health and habits by completing many of the Cigna Health Assessments
- Choose from a wide variety of Health and Lifestyle programmes that will challenge both body and mind and provide expert health and fitness advice from experienced Cigna coaches
- Track important health measurements including BMI, cholesterol, blood sugar and blood pressure
- Help and support to manage chronic conditions like diabetes and cardiovascular disease
- Access a library of information filled with wellness articles, healthy recipes, and interesting health facts to stay in the loop with the latest health advice 

HELP AND GUIDANCE

Expat resources brought to you by Cigna Global

Brand new content hub, ‘The Expat Blog’- available to all customers to browse and find helpful advice on becoming an expat and living abroad. You can find details on preparing yourself for the move, staying healthy home and away, healthcare, exploring expat culture as well as reading insights into expat life through our ‘Expat Stories’ series.

The Safe Travel App- Your ultimate travel safety companion

Developed by leading travel security experts for Apple and Android devices, our Gold and Platinum customers will be able to access global travel advice, real time alerts, news on breaking incidents, and an online document storage facility from all over the world.

 

Transferring to Cigna Global Health Options

It's very easy to transfer to Cigna from another private medical insurance plan. If you're currently with an insurer with whom we can accept business from, we may be able to cover you without any medical underwriting or additional exclusions.

 

Can I go anywhere in the world for treatment? 

Cigna Global Health Options offers two areas of cover - Worldwide including USA and Worldwide excluding USA.

If you choose Worldwide including USA you can receive treatment anywhere in the world.
If you choose Worldwide excluding USA, you can receive treatment anywhere except in the USA.

If prior approval is obtained, but the beneficiary decides to receive treatment at a hospital, medical practitioner or clinic which is not part of the Cigna network, we will reduce any amount which we will pay by 20%.

A list of Cigna network hospitals, clinics and medical practitioners is available in your secure online Customer Area or you can contact our Customer Care Team for more information.

We realise that there may be occasions when it is not reasonably possible for treatment to be provided by a Cigna network hospital, medical practitioner or clinic.
In these cases, we will not apply any reduction to the payments we will make.